Major US lenders  ·  Checked daily

Bitcoin-backed loans,
made clear

Borrow against your bitcoin instead of selling it. We help you find the right lender for you, starting with one transparent, all-in APR.

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What can your bitcoin get you?
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lenders tracked APRs from up to LTV checked daily
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APRs in the table above include origination and admin fees where lenders disclose them, so you're comparing real costs. Lenders can change terms anytime, though — please confirm directly before applying. Last checked: loading....
Bitcoin lines of credit
Revolving credit against your bitcoin — draw and repay as you go, instead of a fixed lump-sum loan. A smaller set of providers, tracked the same way as loans.
Lines of credit can price and behave differently from term loans — rates may be variable and draws flexible. Confirm details with the provider before applying. Want a card to spend against your bitcoin? See bitcoin cards.
Loan calculators
Run your own numbers — every figure here uses each lender's actual current terms, not generic examples.
Interest estimated from each lender's lowest published effective APR (range shown where rates tier by loan size or plan). Interest-only structure assumed; most bitcoin-backed loans work this way. Variable-rate loans (e.g. Coinbase) will drift from these figures.
Maximum borrow at each lender's published max LTV. Some lenders restrict higher LTV tiers by jurisdiction or collateral type — see lender pages for details.
Margin call and liquidation prices use each lender's published LTV thresholds. Accrued interest raises your LTV over time, so real triggers are slightly higher than shown. Treat these as estimates.
Lender guides
Plain-English guides to every provider we track — how they work, what they cost, and the fine print worth knowing before you apply.

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