Borrow against your Bitcoin without guessing.

Tell us what you need. We’ll show you which loans may fit, what they really cost, and how much room you have if Bitcoin drops.

How much cash do you need?$40,000
How much breathing room do you want? iLTV means loan-to-value. It is how much you borrow against your Bitcoin. Lower LTV means a bigger safety buffer before a margin call.

Not sure? Start at 25% or 40% LTV. You’ll lock up more Bitcoin, but you’ll have more room before a margin call.

Bitcoin to set aside
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Best published APR iFixed stays the same for the loan. Variable can change. We show real APR with disclosed lender fees included.
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A margin call could begin near
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Here’s how the options stack up.

Start with what’s available to you. Then compare real APR, custody, and the price where a margin call could begin, not just the headline rate.

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⚠ Our rule of thumb: don’t choose on APR alone. Check who controls your Bitcoin, when a margin call begins, and whether you have time to respond. We include disclosed lender fees in APR where possible. Open any row to see when that provider’s terms were last verified.
Bitcoin lines of credit
Revolving credit against your Bitcoin lets you draw and repay as you go instead of taking one fixed lump-sum loan. We track these providers the same way as loans.
⚠ Lines of credit can work differently from term loans. Rates may be variable and draws may be flexible. Confirm details with the provider before applying. Want a card to spend against your Bitcoin? See Bitcoin cards.
Loan calculators
Run your own numbers using each lender's current terms, not generic examples. To go deeper, try the Loan Simulator or the Margin Call Comparison.
Interest uses the normalized offer for this amount and term where a tier is published; otherwise the provider's published range is shown. Interest-only structure assumed. Variable rates can move after borrowing.
Maximum borrowing at each lender's published max LTV. Some lenders restrict higher LTV tiers by jurisdiction or collateral type. See the lender pages for details.
Margin call and liquidation prices use each lender's published LTV thresholds. Accrued interest raises your LTV over time, so real triggers are slightly higher than shown. Treat these as estimates.
Lender guides
Plain-English guides to every provider we track, including how they work, what they cost, and the fine print worth knowing before you apply.